Thanks to our streamlined and efficient application process, you'll be hitting the road in no time. We make it quick and easy for you to get started.
Are you paying too much for your car or truck? If you’re not happy with your auto loan, refinancing might help you find a loan with terms that work better for you. Depending on your situation, you may be able to:
In most cases, we can make a decision on your loan application in under 24 hours. You will receive an email at the address you used in your application notifying you of the decision or you can check your application status online.
In some cases, we may need to ask you for more details, and then the process takes a little longer.
You’ll need to provide the following information on your car loan application:
In some cases, we may ask for additional information after you submit your application.
No, you don’t have to be a member to apply, but you do need to become a member if you want to take the loan. But don’t worry —it’s quick and easy to join Global.
When you apply for a loan, we ask if you’re already a Global member. If you’re not, just follow the instructions at the end of the application process to join.
In most cases, we can make a decision on your loan application in under 24 hours. You will receive an email at the address you used in your application notifying you of the decision or you can check your application status online.
If your application is approved, your rate and terms are typically valid for 30 days after the decision date. If you don’t find a car within 30 days, just give us a call at 800-525-9094
If your loan is approved, we’ll give you the loan documents you need to take with you to the dealership. You’ll also need to take your driver’s license and proof of insurance with you.
Effective January 2024, Standard American City Bank no longer finances collateral with branded titles.
While title brands vary by state, some of the most common brands include: